<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[The Lead: Housing rethink]]></title><description><![CDATA[The hostile environment mindset can't be tweaked. We need a complete reset of how immigration works in the UK. ]]></description><link>https://national.thelead.uk/s/housing-rethink</link><image><url>https://substackcdn.com/image/fetch/$s_!dKIU!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe97753fb-c3e3-48b3-8ad5-1a9ce097bac8_1080x1080.png</url><title>The Lead: Housing rethink</title><link>https://national.thelead.uk/s/housing-rethink</link></image><generator>Substack</generator><lastBuildDate>Mon, 20 Apr 2026 07:21:00 GMT</lastBuildDate><atom:link href="https://national.thelead.uk/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[The Lead Newspapers Limited]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[theleaduk@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[theleaduk@substack.com]]></itunes:email><itunes:name><![CDATA[The Lead Editors]]></itunes:name></itunes:owner><itunes:author><![CDATA[The Lead Editors]]></itunes:author><googleplay:owner><![CDATA[theleaduk@substack.com]]></googleplay:owner><googleplay:email><![CDATA[theleaduk@substack.com]]></googleplay:email><googleplay:author><![CDATA[The Lead Editors]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[Toxic assets: Housing association homes and shared ownership]]></title><description><![CDATA[Leasehold concerns, sky-high service charges and strict sell-on rules. Inside the people becoming trapped from moving on and losing money after buying a shared ownership home.]]></description><link>https://national.thelead.uk/p/toxic-assets-housing-association</link><guid isPermaLink="false">https://national.thelead.uk/p/toxic-assets-housing-association</guid><dc:creator><![CDATA[Hannah Fearn]]></dc:creator><pubDate>Sun, 26 Jan 2025 08:01:00 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F61e2b455-63a4-4ae8-b7b5-6a54a03cf14f_862x485.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Five years ago postman Robert Carver, 36, thought he was making the best investment in his future possible: getting his first step on the property ladder. He bought a 40 per cent share of a new-build flat in Chichester through a large housing association and believed that he was setting himself up for life.</p><p>But in your early thirties life moves fast. By &#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[Ignore the 'market mayhem', a lifeline for renters is being activated]]></title><description><![CDATA[As Westminster fixates on rising cost of government debt and political fallout surrounding Chancellor Rachel Reeves, renters across the country are finally moving closer to a fairer housing system]]></description><link>https://national.thelead.uk/p/renters-rights-bill-rachel-reeves-housing-lifeline-for-renters-being-activated</link><guid isPermaLink="false">https://national.thelead.uk/p/renters-rights-bill-rachel-reeves-housing-lifeline-for-renters-being-activated</guid><dc:creator><![CDATA[Zoe Grunewald]]></dc:creator><pubDate>Tue, 14 Jan 2025 19:44:38 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!LngN!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!LngN!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!LngN!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg 424w, https://substackcdn.com/image/fetch/$s_!LngN!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg 848w, https://substackcdn.com/image/fetch/$s_!LngN!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!LngN!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!LngN!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg" width="1442" height="958" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:958,&quot;width&quot;:1442,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:380166,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpeg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!LngN!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg 424w, https://substackcdn.com/image/fetch/$s_!LngN!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg 848w, https://substackcdn.com/image/fetch/$s_!LngN!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!LngN!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fac0df383-f4e9-423a-a46f-adf9aff40fd2_1442x958.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Housing - both the idea of owning your own or renting one - has become increasingly expensive Pic: Roger Bamber/Alamy</figcaption></figure></div><p>This evening, Labour&#8217;s Renters&#8217; Rights Bill will reach the crucial milestone of the third reading in the Commons, before heading to the House of Lords.</p><p>The bill represents a transformative shift in the private rented sector&#8212;a system that h&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[Repairing housing is key to Britain’s economic recovery]]></title><description><![CDATA[Labour&#8217;s manifesto suggests it understands how a dysfunctional housing sector destroys lives, but do the party's commitments go far enough?]]></description><link>https://national.thelead.uk/p/repairing-housing-is-key-to-britains</link><guid isPermaLink="false">https://national.thelead.uk/p/repairing-housing-is-key-to-britains</guid><dc:creator><![CDATA[Hannah Fearn]]></dc:creator><pubDate>Tue, 17 Sep 2024 14:49:09 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!K0jA!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!K0jA!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!K0jA!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg 424w, https://substackcdn.com/image/fetch/$s_!K0jA!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg 848w, https://substackcdn.com/image/fetch/$s_!K0jA!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!K0jA!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!K0jA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1188636,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpeg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!K0jA!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg 424w, https://substackcdn.com/image/fetch/$s_!K0jA!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg 848w, https://substackcdn.com/image/fetch/$s_!K0jA!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!K0jA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49302755-20be-4f90-9370-c2ad25dc99c0_2244x1496.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><strong>The perilous state of the UK housing market is an excellent example of the &#8220;housing theory of everything&#8221;.</strong> This nerdy <a href="https://worksinprogress.co/issue/the-housing-theory-of-everything/">idea</a>, coined by economist Thomas Piketty, claims that housing underpins everything in a functioning economy and that if you fix the housing problem first, everything else &#8211; from wage growth to productivity, from tax take to children&#8217;s av&#8230;</p>
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